Estimate your salary or hourly take-home pay for the 2026 tax year in all 50 states: federal income tax, Social Security, Medicare, state and local taxes, 401(k) and health deductions, with a full per-paycheck breakdown. Fast, secure and protected processing, no sign up and completely free.
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Three simple steps. No sign up, no data saved, instant results.
Type your annual salary or hourly wage and hours, pick your filing status, state and how often you get paid.
Include 401(k) percentage, pre-tax health or HSA amounts, post-tax deductions, children under 17 and any local city tax.
Your take-home pay updates instantly with a full table: federal tax, Social Security, Medicare, state tax and net pay per paycheck and per year.
A complete salary after tax breakdown, free on any device.
Uses the current 2026 IRS brackets, standard deductions of 16,100 dollars single and 32,200 married, the 184,500 dollar Social Security wage base and the additional Medicare tax.
State income tax for every state: real bracket tables for California, New York, New Jersey, Oregon and other progressive states, flat rates where states use them, and zero for the nine no-tax states.
Enter an annual salary or an hourly wage with weekly hours, and see results per week, biweekly, semi-monthly, monthly or per year.
401(k) contributions reduce income tax but not Social Security and Medicare, while health and HSA amounts reduce both. This calculator applies each rule correctly, which many free tools get wrong.
Enter your children under 17 and the 2,200 dollar per child credit is applied with its income phase-out, so families see a realistic net figure.
A color-coded bar and a full table show exactly where every dollar goes: net pay, federal tax, state and local tax, Social Security, Medicare and deductions.
Salary is sensitive information. Your numbers are handled by secure protected processing and are never collected, stored or shared with anyone.
Results update live as you type, with a fully mobile layout. No sign up, no download, no waiting, completely free.
Your take-home pay is your gross salary minus federal income tax, Social Security, Medicare, state income tax, any local tax and your payroll deductions. This paycheck calculator applies the real 2026 numbers: federal brackets from 10 to 37 percent, a standard deduction of 16,100 dollars for single filers and 32,200 for married couples, 6.2 percent Social Security up to the 184,500 dollar wage base, and 1.45 percent Medicare plus the 0.9 percent additional tax on high earners.
Where you live changes your paycheck dramatically. Texas, Florida, Washington, Nevada, Tennessee, Alaska, South Dakota, Wyoming and New Hampshire take no state income tax from wages, while California tops out over 12 percent and New York City adds a local tax on top of state tax. Select your state above and the calculator applies its 2026 rates; use the local tax field for city and county taxes like NYC or Maryland counties.
Switch to hourly mode to turn an hourly wage into weekly, biweekly, monthly and annual take-home pay: 22 dollars an hour at 40 hours is 45,760 dollars gross per year, and the calculator shows exactly what lands in your account each payday. It is ideal for comparing job offers, planning a raise, budgeting a move to another state, or checking that your employer's payroll looks right. Planning a loan with your new salary? Try our free EMI Calculator next.
This is an estimate of taxes owed spread across your paychecks. Actual withholding follows your W-4 form, so your employer may hold back more or less than your true tax; the difference comes back as a refund or bill at tax time. Benefits like dental, vision, life insurance, commuter plans and state disability insurance also change the final number. For exact figures, check your pay stub or ask a payroll professional.
All tools are fast, secure and private by design.
Enter your annual salary or hourly wage, choose your filing status, state and pay frequency, then add any 401(k), health or post-tax deductions. The calculator subtracts federal income tax, Social Security, Medicare, state and local tax and shows your net pay per paycheck and per year, updating instantly as you type.
The 2026 tax year: federal brackets from 10 to 37 percent, standard deductions of 16,100 dollars single, 32,200 married filing jointly and 24,150 head of household, 6.2 percent Social Security up to a 184,500 dollar wage base, 1.45 percent Medicare plus the 0.9 percent additional Medicare tax on high earners, and a 2,200 dollar Child Tax Credit with income phase-out.
Nine states take no income tax from wages: Texas, Florida, Washington, Nevada, Tennessee, Alaska, South Dakota, Wyoming and New Hampshire. Select any of them and your state tax line will be zero, which is why the same salary goes further there.
A 401(k) contribution lowers your federal and state income tax but you still pay Social Security and Medicare on it. Pre-tax health insurance and HSA contributions lower income tax and Social Security and Medicare. This calculator applies both rules correctly, which is a common mistake in other free calculators.
Yes, through the local tax percent field. Enter roughly 3.8 percent for New York City, around 3.2 percent for many Maryland counties, or your local rate for Ohio, Pennsylvania, Michigan and Indiana localities, and it is added to your estimate.
This estimates the tax you owe spread evenly across paychecks, but your employer withholds based on the W-4 form you filed, so it may hold back more or less. Extra benefits such as dental, vision, life insurance, commuter plans and state disability insurance also change the final number. Always compare with your pay stub.
Yes. Switch to hourly mode, enter your rate and weekly hours, and the tool converts it to annual pay and shows take-home amounts weekly, biweekly, semi-monthly, monthly or yearly. It is ideal for comparing job offers or checking a raise.
Yes. Your numbers are handled by secure protected processing and are never collected, stored or shared with anyone. Nothing about your pay is submitted anywhere, and the tool is completely free with no sign up.